our goals are one.

2026 Annual Meeting of Shareholders
Shareholders can review the 2025 Annual Report and proxy statement for the 2026 Annual Meeting below under the heading OFB Bancshares, Inc., Reports.
Notices to Shareholders for the 2026 Annual Meeting were mailed by Computershare on February 23, 2026. Please watch for delivery of a large envelope via USPS from Computershare to the address of record. Shareholders whose shares are registered in an IRA through a third-party custodian should contact their custodian to ensure that materials are forwarded to the shareholder.
Shareholders can vote online or by phone at 800-622-8683 using the Control Number located in the oval at the top of their proxy card.
If you have questions, contact us at investorinfo@onefloridabank.com.
Valuation
| As Of Date | Fair Value Per Share | Book Value Per Share |
| 9/30/2025 | $17.44 | $13.57 |
| 9/30/2024 | $15.11 | $11.83 |
| 9/30/2023 | $13.18 | $10.24 |
| 9/30/2022 | $11.02 | $9.26 |
| As Of Date | Book Value Per Share |
|---|---|
| 12/31/2025 | $14.14 |
| 6/30/2025 | $13.00 |
| 12/31/2024 | $11.99 |
| 6/30/2024 | $11.31 |
| 12/31/2023 | $10.71 |
| 6/30/2023 | $10.10 |
Computershare
- Browse to www.computershare.com/investor
- Click "Register Now" to start account access
- Click "Social Security Number (SSN)"
- Use the primary tax ID number on the registration
- Type "OFB" in the primary company field and select "PVTZZZ - OFB BANCSHARES INC" from the list
- Follow the instructions to complete the registration
OFB Bancshares, Inc., Reports
Please follow this link to access information and reports filed by OFB Bancshares, Inc., with its regulators: https://www.ffiec.gov/npw/Institution/Profile/5450927?dt=20200401
2022:
2021:
2020:
2019:
One Florida Bank Call Reports
Please follow this link to access One Florida Bank’s financial reports filed with its regulators: https://cdr.ffiec.gov/public/ManageFacsimiles.aspx.
Select “Call” as the report type and use “One Florida Bank” as the institution name. Select the desired report date.
One Florida Bank Quarterly Financial Information
The following information is derived from One Florida Bank call report information. While the Bank applies U.S. generally accepted accounting principles, the presentation of the unaudited financial information in the attached may differ from audited financial statements.
OFB Bancshares, Inc., Standards of Ethics
OFB Bankshares Inc., and its subsidiaries One Florida Bank and OFB Insurance, Inc (the "Company") are organizations with values of responsibility and integrity. Our Code of Conduct contains general guidelines for how we conduct business with the goal of maintaining the highest standard of ethics.
In situations where employees, shareholders or interested parties prefer to place an anonymous report in confidence, they are encouraged to use the One Florida EthicsPoint Hotline, hosted by a third party hotline provider, NAVEX Global. That hotline can be accessed at https://onefloridabank.ethicspoint.com or by calling 844-719-1424. The Company's Whistleblower Policy provides additional guidance on the use of this hotline.
