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Checking

Working together - our goals are one.
Working together
our goals are one.
At One Florida Bank, we take a customer-focused approach to checking and offer a variety of account options designed to meet your financial needs. We make it easy to select the account style with the accessibility and benefits that is right for you.
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Our Commitment to Our Community
Working together, our goals are one.


Classic Checking offers the convenience of 24/7 accessibility via our Online Banking Center.

  • $100 minimum deposit to open
  • Free Internet Banking and Bill Payment Services
  • Debit Cards are available
  • Unlimited check writing privileges
  • First order of checks is free
  • No monthly service charge
One Florida Advantage Checking offers the convenience of a checking account with the benefit of earning monthly interest. This account is available to individuals, sole proprietors and not-for-profit entities.

  • $100 minimum deposit to open
  • No monthly service charge if the average daily balance exceeds $1,000. A $10 service charge will be imposed if average daily balance is less than $1,000.
  • Interest is paid based on the following tiers:
    • $1,000 - $9,999.99
    • $10,000 - $49,999.99
    • $50,000 - $249,999.99
    • $250,000 and Above
  • Interest rate on this account is variable
  • Interest is compounded and credited monthly
  • $1,000 average daily balance must be maintained to earn interest
  • Free Internet Banking and Bill Payment Services
  • Debit Cards are available
  • First order of checks is free
For our customers 55 or older, One Florida Heritage Checking offers our customer ages 55 and older a checking account with great benefits.

  • No minimum balance requirements apply to this account
  • First order of checks are provided free of charge
  • 15 free copies and 5 free faxes per month
  • Free Notary Services available from a One Florida Banker
  • $500 average daily balance must be maintained to earn interest
  • Interest rate on this account is variable
  • Interest is compounded and credited monthly
  • Interest will be calculated based on the following tiers:
    • $500 - $49,999.99
    • $50,000 - $99,999.99
    • $100,000 and Above
  • Free Internet Banking and Bill Payment Services
  • Debit Cards are available
  • One Heritage Checking account per customer
This account is offered to our Educators, Firemen, Law Enforcement Officers, Military Personnel, Paramedics and other Medical Professionals both active and retired. 

  • $100 minimum deposit to open
  • No monthly service charges
  • Free Internet Banking, Bill Payment Services and e-Statements
  • Special rate options for Certificates of Deposit available
  • Two free 150-pack check orders per year






Order Checks


Secure, Fast Ordering - Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.